There really is a difference...
Save your money with Poplar Point medicare
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and let the insurer pay for you
Welcome to Poplar Point Health and Rehabilitation.
We want our residents to feel like guests – not patients.
Thanks for stopping by. Choosing a skilled-nursing or long-term care facility can be overwhelming, but we’re here to help. Poplar Point is not just located in your community – we’re part of it. We know what’s important to you – our neighbor – whether you need short-term rehabilitation or long-term care.
Why should you contact us?
We are at home
Your health is in good hands
We save your money
Check if your insurance covers our services.
Or choose the best conditions and save with us.
CARRIERS IN OUR NETWORK:
How Does Medicare Work?
Medicare plans are part of a federal program providing health insurance to people over the age of 65, as well as people under the age of 65 with specific disabilities. There are four major parts to Medicare. These include Medicare Part A, Medicare Part B, Medicare Part C, and Medicare Part D. Each of these types of Medicare provides different coverages, and Medicare Parts A and B together are called Original Medicare coverage. When people qualify, they can apply for a Medicare plan. Knowing the differences between policy types is essential to choosing the ideal policy for you. There are also additional supplemental insurance types, called Medigap plans, which can be a fantastic choice for certain people to add on.
Different Types Of Medicare
Each type of Medicare plan has differences from the other types. Original Medicare, also called Medicare Parts A and B, provides coverage for policyholders. Part A provides hospital coverage and inpatient care. Part B provides medical coverage, as well as outpatient care.
Medicare Part C plans are provided by private health insurance companies. These policies cover everything in Part A and Part B, but also offer additional benefits. Many Part C plans also provide prescription drug coverage and can have other benefits like vision, dental, and more. Medicare Part C plans, also called Medicare Advantage plans, can vary from one insurance company to the next; be sure to ask questions before purchasing a policy. You want to have a good understanding of what is covered by your health insurance plan.
Medicare Part D coverage provides prescription drug coverage. In some cases, depending on the drugs you are anticipating taking, a drug discount plan could cost less money overall. It is essential to research Medicare policies so that you get the best prices for health insurance available for coverage that suits your needs.
Medicare hospital insurance
Medicare Advantage plans
Prescription Drug Insurance (Outpatient)
Medicare And Nursing Home Coverage
Users of this site are often asking how Medicare and nursing homes interact. For people looking at Medicare, and for whom nursing homes are likely to be a part of their future, having this information is vital. Medicare, as a whole, is designed for short-term care. While Medicare may cover medical services when provided in nursing homes, assisted living centers, or even in people’s own homes, the costs associated with custodial care are not covered.
The types of long-term care that are not covered include things like dressing, feeding, assistance going to the bathroom, and long-term rent in the home types listed above. There may be limited circumstances where a person can get home health services when going through an agency that is Medicare-approved. Also, there are times where Medicare provides coverage in skilled nursing facilities, when applied to short-term stays. An example of this would be going into a nursing home for short-term rehabilitation after spending time in a hospital. To get coverage for time spent at a skilled nursing facility, or SNF, at least three days must be spent as a formally admitted inpatient in a hospital if they have an original Medicare plan. In these cases, the longer you are in the SNF, the more you will end up paying per day. After 100 days, you will be responsible for the full cost unless you have a specific supplemental insurance plan, or Medigap plan, that covers the costs.
Keep in mind that while Medicare does not cover long-term nursing home expenses, there are other types of insurance, including long-term care insurance, that could cover the costs if needed. Expenses covered by these alternate health insurance plans will vary from one policy to the next, so pay attention to the terms and policies you are considering. Compare them to find the best health insurance plan for you today.